Apna Angan — Terms of Service

Status — v1.0 working draft (2026-05-06). Bracketed [BROTHER REVIEW] markers indicate sections where Indian counsel should focus. Pricing, AI policy, and Crew protections reflect locked decisions in CLAUDE.md v1.10.

Effective date: [BROTHER REVIEW: confirm — date of first public Play Store listing] Last updated: 6 May 2026 Operator: Storm Forge Pty Ltd (Australian Proprietary Company, ACN 697 468 081, ABN 71 697 468 081), trading as AppTree, publisher of Apna Angan (“we,” “us,” “AppTree”). Contact: support@apptree.com.au

1. Acceptance of these Terms

By installing, downloading, or using the Apna Angan mobile application (the “App”), or by accepting these Terms during onboarding, you agree to these Terms of Service. If you do not agree, do not install or use the App.

These Terms form a binding contract between you and Storm Forge Pty Ltd t/a AppTree.

2. Eligibility and household roles

You must be at least 16 years of age to create an account. Users under 18 (a “Junior”) may use the App only as part of a household established by a parent or legal guardian, who provides verifiable parental consent under DPDP Act § 9.

Apna Angan supports five household roles:

Household roles, AI access, and dignity protections are described in our Privacy Policy and below.

[BROTHER REVIEW: confirm 16+ minimum age is correct under DPDP § 9 and the Indian Contract Act. Some Indian apps use 18+ — please advise.]

3. The Service — what we provide

Apna Angan is an Indian household coordination application. Features include:

• Tasks, bills, groceries, pantry, recipes, calendar, family roster
• 35-festival multi-faith countdown with prep checklists
• Drive backup with on-device encryption
• Optional Premium tier adding voice + ten Indian languages, Daily Story narrative briefing, Predictive Engine, Crew dignity surfaces, Life Admin tracking, multi-admin, sync across the household’s devices

Specific feature availability may vary by your country, your device, and your subscription tier.

4. Subscription and pricing

4.1 Free tier

The Free tier is genuinely useful and indefinitely available without payment. Free is on-device only — no household content syncs to our servers.

4.2 Premium subscription

Premium is a per-household subscription processed through Google Play Billing. We do not directly hold or process payment card data. Pricing follows Google Play’s published rates in your country. As of the effective date:

• Year 1 (introductory): ₹99/month or ₹999/year
• Year 2 onwards (standard): ₹149/month or ₹1,500/year
• Annual lock-in: subscribers on the introductory annual rate keep that rate through their full annual renewal cycle, even after the standard-pricing transition

4.3 Two-month trial — once per household lifetime

Every household receives two (2) months of Premium completely free at signup, once per household, for the lifetime of the household. A payment method must be on file at trial start. After the trial, paid billing begins automatically unless you cancel before trial end.

You may cancel during the trial at no cost.

4.4 Discount codes

We may issue codes (“Friends & Family,” “VIP,” “Influencer codes”) that lock specific subscribers at discounted rates for defined durations. Codes are subject to their published terms, which take precedence over the standard pricing in this section.

4.5 AI top-ups

Optional one-time consumable purchases (₹29 / ₹49 / ₹99) extend the household AI quota for 90 days from purchase. Top-ups are consumable purchases — they do not auto-renew. Once the 90-day window expires, unused tokens are forfeited.

[BROTHER REVIEW: GST and OIDAR — Google Play Billing is registered as an OIDAR taxpayer in India and collects GST at the point of sale on our behalf. Please confirm we do not need a separate OIDAR registration while we are 100% on Google Play Billing.]

5. Cancellation and refunds

You can cancel a subscription at any time through Google Play. Cancellation takes effect at the end of the current billing period.

Refunds are governed by Google Play’s refund policy (typically 48 hours from purchase for unused services). For exceptional refund requests not covered by Google Play, contact support@apptree.com.au.

We do not offer refunds for AI top-ups that have been used or partially consumed. Unused top-up balance from an active 90-day window is also non-refundable on subscription cancellation.

[BROTHER REVIEW: please confirm the cancellation + refund language meets Indian Consumer Protection Act 2019 standards for online services.]

6. Acceptable Use Policy

You agree not to use Apna Angan to:

• Harm, harass, intimidate, surveil, or coerce any other person — including members of your own household, including Crew
• Impersonate another person or misrepresent your identity
• Bypass billing, licensing, or attribution mechanisms
• Reverse-engineer, decompile, or attempt to extract source code or encryption keys, except where such activity is expressly permitted by applicable law
• Probe, scan, or test the security of the Service without our prior written consent
• Upload illegal, harmful, defamatory, or infringing content
• Use the Service to violate any law of India or your country of residence

We reserve the right to suspend or terminate any account that materially violates this Acceptable Use Policy. We will provide reasonable notice except where immediate suspension is necessary to protect users.

7. Crew (household help) rights — non-negotiable

When a household head adds a Crew member, the Crew member retains the following rights, which the household head may not disable:

• Right to decline a task with an optional reason
• Right to leave a household at any time without losing their account; their identity carries via personGlobalId across households
• Right to see their own salary, leave history, and Sunday Crew Report
• Right to a reduced-data view — Crew do not see medical, financial, or family-graph data they do not need
• Right to AI-off by design — Crew accounts have AI hardcoded off (this is a brand commitment and a Crew dignity commitment, not a configurable setting)

Misuse of Apna Angan to coerce or punish Crew may result in account suspension under section 6.

8. Junior (children) rights — non-negotiable

Junior accounts are operated under household-head verifiable parental consent. Junior accounts have:

• AI features hardcoded off. No exceptions, no toggle. Even the household head cannot enable AI for a Junior. Child-safety baseline.
• Reduced-data view appropriate to the child’s age
• Right to leave the household when they turn 18 (transition flow described in App Help)

9. AI features

Apna Angan’s Premium AI features call Google Gemini APIs. You acknowledge:

• AI is included in the Premium subscription — no separate AI bill
• AI is optional — Settings → AI → off-switch turns it off entirely without losing any other Premium feature
• The household has a shared AI quota that refills daily and includes a free monthly bonus on the 1st
• When the daily quota is exhausted, AI functions cease for the rest of the day; non-AI functions continue
• AI outputs (Daily Story narratives, Predictive Engine suggestions, voice transcriptions) are guidance — not legal, financial, medical, or religious advice
• You are responsible for verifying AI-generated content before acting on it
• We are not liable for AI errors, hallucinations, or misclassifications

10. Voice and language packs

The non-English language packs (Hindi, Telugu, Tamil, Kannada, Bengali, Marathi, Gujarati, Punjabi, Malayalam) are AI-drafted and currently in beta quality. Errors can be flagged from inside the app and patched in monthly releases.

11. Disclaimer of warranties

The App is provided as-is and as-available. We do not warrant that the App will be uninterrupted, error-free, or perfectly accurate.

The Daily Story, Predictive Engine, Life Admin reminders, 35-festival countdown, recipe suggestions, and AI-driven nudges are guidance — not legal, financial, medical, or religious advice. You are responsible for any actions taken in reliance on the App’s output.

[BROTHER REVIEW: please confirm this disclaimer of warranties is enforceable under Indian Contract Act § 23 and Indian Consumer Protection Act 2019. We may need stronger language about advisory/professional advice for the Life Admin and medical reminder features.]

12. Limitation of liability

To the fullest extent permitted by law, AppTree’s aggregate liability for any claim arising out of these Terms or the App is limited to the greater of:

• The amount you paid for the subscription in the twelve (12) months preceding the claim, OR
• ₹10,000 (Ten Thousand Indian Rupees)

We are not liable for indirect, incidental, consequential, special, or punitive damages, including loss of profits, loss of data, loss of goodwill, or business interruption, even if foreseeable.

[BROTHER REVIEW: confirm this limitation of liability survives Indian Contract Act § 23 and is consistent with Consumer Protection Act 2019 unconscionability standards. The cap may need to be revised.]

13. Termination

We may terminate or suspend your access if you breach these Terms, use the Service to harm others in your household, or attempt to bypass billing or licensing protections. Where reasonable, we will provide prior notice.

You can stop using the App and factory-reset it at any time via Android settings.

On termination:

• Your Premium subscription is cancelled at the end of the current billing period
• Local data on your device remains until you uninstall or factory-reset
• Encrypted Drive backup remains in your Drive; you control its deletion
• Account identifier and subscription state on our records are retained for the periods described in our Privacy Policy

14. Sunset Pledge

If we ever discontinue Apna Angan or shut down operations, we commit to:

1. At least ninety (90) days’ written notice to active subscribers
2. An unencrypted data export of your household’s content (in a documented JSON format)
3. A reasonable continuation path — to the extent technically feasible, the App will continue to function in offline-only mode after our servers stop
4. Pro-rata refund of unused subscription on the date of shutdown

This Sunset Pledge survives termination of these Terms and is intended to be enforceable as a separate covenant.

15. Intellectual property

The Apna Angan brand, the AppTree publisher mark, the application code, the icon set, and the underlying intellectual property are owned by Storm Forge Pty Ltd. Your subscription grants you a limited, non-exclusive, non-transferable licence to use the App for your household. It does not transfer ownership of any intellectual property.

You retain ownership of all content you create within the App (your tasks, bills, recipes, family records, etc.).

16. Changes to these Terms

We may update these Terms from time to time. Material changes will be notified at least 30 days before they take effect, via in-app banner and on apptree.com.au. Continued use of the App after changes take effect constitutes acceptance.

If you do not accept the updated Terms, you may cancel your subscription before they take effect.

17. Governing law and dispute resolution

These Terms are governed by the laws of:

• The Republic of India, where the user is resident in India
• New South Wales, Australia, where the user is resident outside India

Disputes shall first be addressed by good-faith negotiation. If unresolved within 30 days, disputes between AppTree and Indian-resident users shall be subject to the exclusive jurisdiction of the courts of [BROTHER REVIEW: pick a city — Bangalore? Mumbai? Chennai?] for users in India, and the courts of New South Wales, Australia, for users elsewhere.

[BROTHER REVIEW: forum selection clause — please confirm enforceable under Indian Code of Civil Procedure § 20 and any applicable conflict-of-laws principles. We are a foreign company servicing Indian consumers, so this needs careful drafting.]

18. Force majeure

Neither party is liable for delays or failures caused by events beyond reasonable control: natural disaster, war, civil disturbance, government action, internet outage, third-party service failure (Google, Razorpay, AWS, etc.), or pandemic.

19. Severability

If any provision of these Terms is held unenforceable by a court of competent jurisdiction, the remaining provisions remain in effect.

20. Entire agreement

These Terms, together with our Privacy Policy and any feature-specific terms incorporated by reference, constitute the entire agreement between you and AppTree regarding the App.

21. Contact

Storm Forge Pty Ltd t/a AppTree [BROTHER REVIEW: insert registered address — Sydney, NSW, Australia] ABN 71 697 468 081 · ACN 697 468 081

support@apptree.com.au privacy@apptree.com.au (privacy queries + grievance redressal)

Reviewer notes for [BROTHER REVIEW]:

1. Section 2 — minimum-age 16+ vs 18+ under DPDP § 9 and Indian Contract Act
2. Section 4 — confirm OIDAR registration genuinely deferred under GPB-only model
3. Section 5 — refund language under Indian Consumer Protection Act 2019
4. Section 11 — disclaimer of warranties enforceability; Life Admin and medical reminders may need stronger advisory carve-outs
5. Section 12 — limitation of liability cap and unconscionability under CPA 2019
6. Section 17 — forum selection clause (Indian city + India-resident vs Australia-resident split); enforceability under CPC § 20
7. Throughout — language tightening for Indian legal-doc style preferences (define-once-then-use, capitalisation conventions)
8. Add an Arbitration clause if Indian counsel prefers (vs court litigation)
9. Confirm we don’t need a separate India-resident agent / authorised representative for service of process